An RRSP Timing Strategy Many Canadians Miss

An RRSP Timing Strategy Many Canadians Miss

Most people claim RRSP deductions right away, but sometimes waiting could potentially save you more money over your lifetime. Georgia Swan, Tax and Estate Planner at TD Wealth, explains how strategically timing RRSP and spousal RRSP deductions could boost your long-term tax savings. She also breaks down how income swings, career changes, and family plans can help shape the right moment to claim.

🔗 Watch the full conversation here: https://www.moneytalkgo.com/video/an-rrsp-timing-strategy-many-canadians-miss/

Written by Fred Zhou

Husband, father, and lifelong learner. Sharing reflections on family, health, and wealth every Thursday.