Family. Health. Wealth.

In that order.

Welcome to my corner of the internet. I'm Fred Zhou, a Senior Financial Planner at TD Wealth, and every Thursday I share reflections with my younger self through my #DearYoungerFred series.

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What I Believe

Family First

The people we love give meaning to everything else we do. They're not just a priority—they're the purpose.

Health Matters

Without health, wealth means nothing. Take care of your body and mind—they're the only ones you've got.

Wealth with Purpose

True wealth isn't about accumulation—it's about having the resources to live your values and help others.

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Whether you want to talk about financial planning, share your thoughts on a post, or just say hello—I'd love to hear from you.

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